· By Sarah Chen

Bill Tracker Printable

One-Minute Summary

This printable bill tracker lists your recurring bills with due dates, amounts, and payment status. See the full month at a glance — rent, utilities, insurance, subscriptions, loans. Check off each bill as you pay it. Print on U.S. Letter paper, post it where you'll see it. Avoid late fees and missed payments. This is an organizational tool to stay on top of due dates. It is not financial advice.

Preview of the Bill Tracker printable with due dates and payment status

Preview & Download

What’s on this bill tracker

List recurring bills with due dates, amounts, payment status. See the full month at a glance. Check off as you pay. This is an organizational tool — it is not financial advice.

How to use this tracker — 2 real scenarios

Scenario 1: Avoiding late fees

You list every bill with due dates, post the tracker visibly. You check it weekly. Bills paid on time. No more surprise fees.

Scenario 2: Planning cash flow

You see which bills hit which paychecks. You plan accordingly. No more “when is that due?” scramble.

Example fill-out

Rent due 1st $1,400 paid. Electric due 5th $85 paid. Car insurance due 15th $120 paid. Credit card due 22nd — pending.

Common mistakes (and how to fix them)

  1. Forgetting non-monthly bills. Divide annual costs by 12. Add monthly lines.
  2. Not updating amounts. Variable bills change. Update when statement arrives.
  3. Relying on memory. Put tracker where you’ll see it.
  4. Ignoring autopay. List everything. Mark when paid.
  5. No backup reminder. Use calendar or phone alert for major bills.

Customization tips

Order by due date. Color-code by type. Include autopay. Sync with Budget Planner — tracker amounts refine budget estimates.

Printing Tips

Next step in your meal prep workflow:

Bills under control — now save for specific goals →

Related Templates You Might Need

Most people use 2–3 of these together:

Helpful Guides

Frequently Asked Questions

What if a due date changes?

Update the tracker when you get the new statement. Some issuers let you change due dates — align with payday if that helps. Keep the tracker current.

Should I include subscriptions?

Yes. They're recurring expenses. Netflix, gym, streaming — list them. You might notice subscriptions you've forgotten. Helps with budget accuracy.

How do I handle bills that vary (utilities)?

Use last month's amount or an average. Mark 'approx' or 'est.' Update when the bill arrives. The tracker is for planning — exact amounts come from statements.

What about annual or semi-annual bills?

Divide by 12 (or 6) and add a monthly line. Example: car registration $120/year = $10/month. Set aside that amount so when the bill comes you have it.

Can I use this with a partner?

Yes. List all household bills. Assign who pays what, or mark jointly paid. One tracker for the household keeps everyone aligned.